Features
Outpayce 3DS 2 Travel
3DS 2 Travel is a solution that provides 3DS Server functionalities to merchants and allows them to support EMV 3DS capabilities when accepting credit card payments online.
Overview
The travel‑specific 3DS2 solution
Created specifically for the Travel sector, Outpayce 3DS 2 Travel is a payment authentication solution that finally solves the dilemma of frictionless fraud protection: you can now enjoy reduced fraud without impacting your conversion rates.
3DS 2 Travel collects and sends more than 100 data elements, many of which are unique to travel. This greatly improves the performance of risk assessments and allows most transactions to be approved in the background, increasing conversion rates.
It supports EMV 3DS 2.1 protocols for the following credit card schemes: VISA, Mastercard, American Express, JCB and Diners/Discover, China UnionPay, and Cartes Bancaires.
100+
Data elements
<22%
Challenge rates
<5%
Abandonment
Benefits
A smoother payment flow, integrated into your travel ecosystem
Detect fraudulent transactions with higher precision, halting attempted fraud at the front office and decreasing the number of transactions sent for manual review.
Cardholders are offered smarter ways to authenticate themselves, ranging from one‑time passwords to biometrics.
More data points greatly improve the performance of risks assessments and allow most transactions to be approved in the background, increasing conversion rates.
Authentication data is added to the PNR, while 3DS data appears in your reports alongside payment and traveler data.
Complies with most up‑to‑date existing payment regulations globally, such as PSD2 in Europe.
Seamless EMV 3DS experience
Customers can smoothly complete the authentication process, decreasing payment abandonment.
Mobile-optimized challenge experience
Support in-browser mobile authentication as well as in-app purchases and mobile and e-wallet transactions.
Convey additional data collected
Send over 100 data elements, many unique to travel, improving the performance of risk assessments and increasing conversion rates.
Orchestrate the 3DS, fraud, and authorization flow
Powerful analytics allow you to customize fraud rules per market for extra security and higher approval rates.